One morning Gregor Samsa wakes from troubled dreams to find himself changed in his bed into a monstrous, armour-backed vermin. The novella offers no cause and Gregor seeks none; his first worry is not the transformation but that he has overslept and will miss his train. He is a travelling salesman whose wages pay off his parents' debts and keep the family comfortable, and his thoughts run immediately to work and obligation.
When the office's chief clerk arrives to investigate his absence, Gregor's struggle to rise, speak, and open the door exposes his new body to his family and employer. His mother faints, the clerk flees, and his father drives him back into his room. From this point Gregor is confined, fed scraps by his sister Grete, and watched through a crack in the door as the household tries to absorb what has happened to it.
Through the long middle of the book the family adjusts and Gregor declines. Grete at first tends him carefully, learning what he will eat and clearing his room so he can crawl, but care slowly becomes duty and then revulsion. When Gregor ventures out, his father pelts him with apples and one lodges in his back, a wound that festers and cripples him. Meanwhile the others take jobs, rent rooms to lodgers, and rebuild a life in which Gregor is only an obstacle.
The crisis comes when Gregor, drawn out by his sister's violin playing before the lodgers, is seen and the tenants leave in disgust. Grete declares that the creature can no longer be treated as her brother and that the family must get rid of it. Gregor, hearing this, crawls back to his room. That night, aching and starved, he thinks back on his family with love, accepts that he must vanish, and dies quietly as the morning light comes up.
The charwoman finds the body and disposes of it without ceremony. The Samsas, suddenly unburdened, take the day off and ride a tram into the open country, discussing their improved prospects and a smaller, better flat. They notice that Grete has blossomed into a beautiful young woman and silently agree it is time to find her a husband. The book closes on their relief and renewal, the dead son already behind them.